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Lyle Hamilton in The Globe and Mail

My Clients Say...

Lyle Hamilton is an executive level real estate consultant. If you have a challenging sales or purchase project, Lyle will coordinate every aspect to make it happen – and it will – with a smile! I have engaged Lyle on three projects, none of them easy:

  1. sale of a 2000 sq ft condo in downtown Toronto suited to a buyer looking for a large entertainment space with outdoor amenities.
  2. purchase of a 1100 sq ft condo suitable to accommodate two home offices.
  3. negotiation of a commercial lease for a 1500 sq ft office suite with complex requirements. Lyle continued to be involved after the lease was signed, ironing out difficulties that were interfering with us getting settled in our new offices.

Lyle is cheerful, responsive, professional, dependable, punctual and trustworthy. Moreover, he is skilled negotiator when the deal could easily depend on the recommendation of the other agent to their client; persistent; well-connected to other agents, including international; and he has at his finger tips, trades and other services that may be needed to smooth the path to completion of a deal.

Lyle, puts meaning back into “full-service representative.”

Yours truly,


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Canadian Mortgage Isolator Calculator

This Mortgage Isolator Calculator helps you calculate how to pay off your mortgage more quickly.

How to Use The Mortgage Isolator


  1. First fill any three of the first four items.
  2. When you edit items 5, 6, or 7 you will see the results change
  3. Try
    • different payment intervals
    • making an extra payment
    • increasing your payments
    • making a lump sum payment



Calculate the effects of prepaying by completing the boxes below*

1. Mortgage Amount ($)
2. Interest Rate (%)
3. Initial Amortization Period Year(s) Month(s)
4. Initial Mortgage Payment ($)
5. Payment Frequency  Accelerated: 
6. Lump Sum Payment
(Annually in $)
Period: Year(s)
7. Mortgage Payment Increase (Annually)  Period:  Year(s)

*Note that if you fill in any three of the first four values the calculator will automatically
calculate the fourth when you press the compute button beside that value.




By making prepayments, the amount of time it will take to pay off your mortgage has been reduced to
Year(s) and
This also represents a savings of $
in interest.